Built around your convictions.
Set your priorities. See how the pieces fit together.
Shape your allocation
Strategy styles guide research. These percentages set your geographic and sector targets independently. Changing one redistributes the remaining percentage; zero allocations stay zero unless every other allocation is zero.
A global view. A deliberate focus.
North America and Europe at the core. The rest brings balance.
See the whole picture
The asset-class Equity target determines the budget below. Geography and sector percentages divide that equity budget; individual investment targets remain percentages of the whole portfolio.
What would this budget have become?
Replay a past period using today's research candidates and your starting weights. This is a hypothetical buy-and-hold comparison with hindsight and selection bias, not your actual past portfolio or an expected future gain.
The theme basket assigns each region × sector budget to a named stock from the original research shortlist, shown in the results. It does not pick past winners. Your portfolio mode uses only positive holding targets, including supported ETFs, metals and crypto. Direct bonds without price history remain unmodeled. Style emphasis does not change this basket. Foreign-exchange movements and income are excluded.
The planning amount scales both each investment's budget and the historical gain or loss.
Your long-term compass.
Keep the goals and boundaries that guide your decisions next to your plan.
These notes guide your decisions. They do not automatically screen investments.
Mix strategies around your convictions.
Use several research approaches together. Your geographic and sector weights describe where you invest; this mix describes how you assess investments.
Custom edits autosave and update the checklist immediately. The button applies a selected preset or normalizes custom emphasis to 100%. Preset order: Value / Quality growth / Indexing / Income. Illustrative emphasis only; applying a mix keeps your holdings, horizon and allocation weights intact.
Planning preferences only; no payments, reminders or trades are scheduled.
Research checklist for your mix
Long-term, unleveraged planning. No CFD, day-trading, swing-trading or leveraged speculation presets.
Save and compare scenarios
The working plan autosaves as you edit. Named snapshots keep a strategy mix, geography and sectors, horizon, planning amount, notes and planned holding targets together. Favorites and current holdings remain shared when you load a snapshot.
Save the working plan under a new name before loading an alternative. Update selected replaces that named snapshot. Undo last load restores the previous working plan until the next page reload. Export plan includes all snapshots.
Portfolio analytics
Understand cash flows, investment results and how your trade history reconciles with what you own today.
Account statements merge with existing history and skip overlapping rows. P&L reports are stored separately for comparison. In account mode, your imported data is stored in your account on your server. A full backup downloads before importing.
Import your trading account statement to begin. Your saved Current holdings snapshot supplies the latest valuations.
All-time results · through your snapshot date
These totals do not change with the chart window. Account returns exclude crypto; each card identifies its scope.
Results over time
Annual breakdown in CZK
Holdings and trading results
Exact ledger quantities are compared with the rounded screenshot quantities. Values come from Current holdings; they are not refreshed with live prices. Cost basis uses FIFO and historical transaction FX.
Open reconciliation and security results
Data gaps and corporate actions
Broker-reported P&L cross-check
Trade and cash ledger
How these calculations work
All combined amounts are in CZK. The statement FX Rate is interpreted as units of transaction currency per CZK, so each amount is divided by its rate. These rounded broker rates produce estimates. Native-currency cash is reconstructed from deposits, withdrawals, purchases, sales, merger cash, income and fees. Internal Revolut migration entries are excluded to avoid counting the same assets twice; this assumes history starts before migration.
Stock split quantities are treated as additional shares. FIFO assigns the oldest remaining acquisition costs to a sale, carrying costs through splits. Cash mergers pair cash proceeds and share removal by ticker and day. Missing spin-off acquisitions and adjustments remain flagged. These calculations are for investment tracking, not a Czech tax report.
Trading-account gain equals the matched current securities plus estimated closing cash plus withdrawals minus deposits. XIRR uses those dated external cash flows and the terminal value. It reflects the timing of your contributions; it is not a time-weighted market return. Crypto has no acquisition/cash-flow history in this statement and is excluded from trading-account returns. The earlier broker P&L report is a separate cross-check and is never added twice.
A full historical portfolio-value / total-return curve needs historical valuations, cash and corporate-action coverage. This statement records transactions, not daily portfolio valuations. The chart therefore shows recorded realized results; it does not interpolate today’s unrealized profit into the past.
Bond identity: Poland’s issuer term sheet identifies US857524AD47, USD 5.5%, maturing 16 November 2027.
Current holdings
Your manually valued snapshot, kept separate from planned targets and saved strategies.
Diversification at a glance
Compare what you own with your allocation plan.
1. Set your snapshot
Use one currency for every value, converted using your broker statement. Save these settings before entering positions. Changing planner currency does not convert this snapshot. Snapshot currency locks once values are entered.
Import current holdings snapshot
Import a current-snapshot JSON file. This updates current holdings only; your targets, favorites and strategies remain unchanged. A backup downloads before replacement.
Add or edit a current position
Combine the same security across brokers. Enter market value, not original investment or share quantity. Cost basis is for the remaining position in the same currency; value minus cost excludes realized gains, dividends and fees. Unsupported securities need a catalogue entry before they can be classified.
2. Compare reality with targets
Compare equity geography and sectors
3. Move closer with cash and contributions
Uses per-security targets from Planned portfolio. Geography and sector targets remain a separate high-level check; the app does not choose securities automatically.
Discover your building blocks.
Research stocks, bonds, ETFs, precious metals and spot crypto.
These are suggested research candidates, not verified bargains or buy ratings. Review valuation, financial strength and your exclusions before selecting. Geography means issuer domicile for stocks and investment scope for funds—not revenue exposure.
Selection method, coverage & market data
Selected for your long-term themes: technology enablers, energy, telecom infrastructure, food/agriculture, waste, healthcare, finance, and a small retail sleeve. Physically backed gold/silver ETCs and spot Bitcoin/Ether are separate asset classes. The WTI futures-linked benchmark is reference-only. No CFDs or leveraged products are offered for allocation. Company/issuer sources support identity and business scope; fit and risk comments are research judgments. No price targets or valuation screens have been completed.
The core shortlist covers all 32 sector–region stock combinations. Additional public securities support history imports; outside-theme and historical securities are labeled separately. ETFs cover regional baskets and selected sector themes, but not every sector in every region. Sovereign bonds belong outside equity sectors. Global funds stay in a separate bucket; broad ETFs require a holdings review to match your exclusions. US-domiciled ETF access depends on your broker and required product documents.
Daily history charts are drawn in this app from Yahoo Finance public market data. Coverage, delays and availability vary; each chart shows its currency, latest observation and retrieval time. This public endpoint has no availability guarantee. Treasury auction data comes from the US Treasury. Charts do not calculate portfolio values.
Rising stars — research shortlist
Discover companies with strong analyst support, a verifiable business catalyst and financial resilience. Price momentum does not determine inclusion. Passing means worth researching, not a buy recommendation.
Criteria, sources and update policy
Required: at least 80% Buy / Strong Buy from 5+ opinions, a dated consensus period no older than 90 days, a sourced catalyst window overlapping the next 24 months (near-term events under 6 months are labeled), recent progress and financial evidence (180 days), and documented valuation risks. Loss-making businesses need management-estimated funding of at least 18 months and through the catalyst window; profitable businesses need evidence of positive cash flow and balance-sheet review. Broad guidance windows are labeled as estimates, not confirmed events.
These are manually reviewed snapshots from freely readable consensus pages and issuer disclosures. Consensus publishers aggregate analyst opinions; issuer forecasts are management claims. This is a curated research universe, not a whole-market automated scan. Evidence ages automatically: stale entries move to the research queue. New evidence requires a research update; loading the page does not refresh source facts. No paid service or API key is used.
Sort: passing candidates first, then Buy / Strong Buy opinion share. This is not a probability or expected-return ranking. Exclusion notes require manual review. Current holdings and favorites are hidden by default.
Momentum screen
Screen the app's stock catalogue for positive price momentum and manageable recent drawdowns. This is not the evidence-based Rising stars shortlist: analyst consensus, business catalysts and financial resilience have not been verified by this screen. This finds ideas to investigate, not undervalued companies or predicted winners. It is not a whole-market search. Analyst opinions are checked separately.
Drawdown is the largest peak-to-trough decline during the window. Returns use local quote currencies and exclude dividends. Exclusion notes are not automatically screened. Analyst checks use available dated public research snapshots; missing ratings stay unavailable.
Run the screen to load current market evidence.
Imported CSV data belongs to your portfolio. Account statements import trades and cash flows into Analytics. P&L history saves known securities as favorites and adds theme matches to the planned portfolio at 0%. Neither overwrites current holdings.